The Lucifer Effect Is A Theory Of Psychology - 1568 Words

In life, we are often presented with situations of misfortune and distress. It is said that these circumstances tend to shape who we are, morally and cognitively. When things don’t turn out the way we expected, it is common that we begin to try and alter the situation to favor our desires. Have you ever considered that the situation might be changing you? This phenomenon is known as â€Å"The Lucifer effect.† The title originates from the biblical name for Satan, and is described as the demoralization of an individual’s personality and behavior due to a horrific event/experience in their life. ‘Lucifer’ was said to be an angel of the Lord in heaven. After he began realizing that God loved humanity over him, he began to grow angry. He rebelled and was cast out of Heaven, making his ultimate goal to turn good people into heathens. This can’t be directly validated, but we can however take a deeper look at the issue named after it. The Lucifer Eff ect is a theory of psychology that has been extensively researched, and its effects can most prominently be seen in the infamous â€Å"Stanford Prison Experiment.† In this trial, Philip Zimbardo and a group of colleagues split a group of undergraduate students into two groups: prisoners and prison guards. They wanted to see how certain circumstances and situations affected a person’s behavior. Zimbardo would go on to write a book with his findings, and along with other psychological studies, the darkness behind the Lucifer effect is brought intoShow MoreRelatedTheorist : Philip Zimbardo s `` The Lucifer Effect ``984 Words   |  4 PagesZimbardo, contributed to the field of psychology immensely in multiple ways, one being his theory, called the â€Å"The Lucifer Effect†, another being the Stanford prison experiment. Zimbardo was born in New York City on March 23,1933 and was raised in south bronx, where crime was at a high. As he was growing up he was intrigued with why people turned bad and what causes them to do such things. He graduated from Brooklyn college with a triple major in psychology, sociology, and anthropology. He laterRead MoreSummary : Leviathan 1156 Words   |  5 PagesMs. Tague Sophomore English P4 4 March, 2015 Prompt 1: Social Science Research Paper Leviathan, Hobbesian Theory, states that if men live without a common power to keep them all in awe, they are in that condition which is called [War]. This statement implies men are more likely to favor disorder when there is no authority to check on their behaviors. Why do we act differently in the presence of authority? When my mother is nearby, I am more focused and I pay more attention to details. HoweverRead MoreGeorge Zimbardo s Mock Prison Experiment And Other Past Events1507 Words   |  7 Pagesdepicted in one of Philip Zimbardo’s theory, the Lucifer effect. Philip Zimbardo is a well know psychologist and a professor at Stanford University, who spends most of his life studying how could people could be corrupted. The Lucifer effect focuses on the transformation of the human psychology towards evil. Moreover, it also emphasis how good people are prone to corruption by powerful situational forces. Philip Zimbardo would spend many years to prove his theory; one of hi s most famous experimentRead MoreTo See, or Not to See. Evil Exists and Grows.973 Words   |  4 Pagesincreasing intensity of evil when it grows and in turn becoming less manageable. Good people sometimes do bad things. Famed social psychologist, Phillip Zimbardo explored why exactly â€Å"good people turn evil† (Zimbardo) with his theory of The Lucifer Effect, named after Lucifer the angel of Heaven who was sent to Hell. In certain situations, individuals are faced with an ultimatum where they have to engage in behaviors that would otherwise be unfamiliar and unacceptable to them. War is a perfect exampleRead MoreThe Stanford Prison Experiment : Psychological Effects Of A Prisoner And Guard Scenario1271 Words   |  6 PagesThis is what to expect from an evil place where grown men can be molded; broken and reformed into a weaker being or into a strong piece of iron. The Stanford Prison Experiment was a study put together by Phillip Zambardo to test the psychological effects of a prisoner and guard scenario in a mock prison setting. The experiment lasted seven to fourteen days and was comprised of twenty-four male students, who were picked at random to t ake part in the experiment. The role of guard and prisoner were alsoRead MoreThe Lucifer Effect Is An Eye Opener For Me1919 Words   |  8 PagesReading The Lucifer Effect was an eye opener for me. It got me thinking do we really know anyone for that matter do we know ourselves? There are times in of our lives, have we been astonished to learn about the activities of someone we thought we knew very well. Are those who commit atrocities people with serious character defects or psychopathology, or are they ordinary people responding to an extraordinary situation? The Lucifer Effect delivers some possible rationalizations for these personalRead MoreStanford Prisoner s Experiment And Electric Shock Experiment1120 Words   |  5 Pages Stanford Prisoner’s experiment and Electric Shock Experiment Stanford Prisoner’s experiment The documentary Stanford prison experiment describes a simulation of the Stanford University s prison experiment. Simulated prison is located in psychology at Stanford University building in the basement, the experimenter took 24 out of 75 male students, and randomly assigned them to the role of prisoners or guards. A total of 70 students from the United States apply to participate in the experimentRead MoreLeadership And Teams : Conformity1278 Words   |  6 Pageswill present information that answers the requested questions and provide an opportunity to learn and become a better manager because of the information. Conformity It seems that many people that construct teams are weary of conformity and the effect it can have on the innovation of the team and ultimately the end result. Teams are an intrical part of our society and many of the successful business, but just having a team is not make the process successful. Understanding the dynamic of the individualsRead MoreBystander Effect And Crises : Bystander Effects1625 Words   |  7 Pages Anthony R. Hudgens March 24, 2016 Case Study #4 Bystander Effect and Crises Bystander Effect and Crises A woman by the name of Kitty Genovese was stalked and stabbed to death in an alleyway of Queens, New York, in 1964 (Pugh Henry). It is reported that there were nearly 40 witnesses who heard her screams for help but failed to do so (Colangelo, 2014). Why is it that some individuals tend to shy away from bad situations in which help is clearly needed? Kitty’s murderer, Winston MoselyRead MoreCan Torture Ever Be Justified?1596 Words   |  6 Pagesthe lives of innocent people prevails the infliction of physical pains to criminals. Others reject torture as both unreliable and an insult to basic principles of human rights. Some people have attempted to justify the use of torture with just war theory and the infamous ticking time-bomb scenario. For instance, one pundit argues, if it is moral to go to war and kill thousands to prevent potential acts of terror on U.S. soil, why cannot we inflict pain on one man, if that would stop imminent acts

Essay about Separation Anxiety Disorder Among Children and...

This paper examines the various symptoms of Separation Anxiety Disorder among children and adolescents, the refusal of children diagnosed with Separation Anxiety Disorder to go to school, and the treatments that are used to treat this disorder. Studies have shown that Separation Anxiety Disorder is the third most common anxiety disorder among children. Symptoms are fairly easy to recognize, but must be addressed quickly. Refusal to go to school is one of the most significant consequences of this disorder. Treatments are being made available to children who suffer from this disorder and advances in research are being made. As human beings, we all have the capability of experiencing emotions and feelings. People can experience happiness,†¦show more content†¦SAD is one of the most commonly diagnosed anxiety disorders among children. It is completely normal for adolescents, especially in very young adolescents, to experience some degree of separation anxiety. In comparison, separation anxiety disorder is excessive worry or anxiety that goes beyond the expected amount for the childs developmental level. SAD is characterized by excessive anxiety concerning separation from home or from those to whom a child is attached. While some tend to believe that this anxiety disorder is more common among females than males, it has been determined that SAD occurs at approximately the same rate in males and females (Eisen Schaefer, 2005). Separation Anxiety Disorder is not permanent. It can be cured; however children with SAD are at higher risk for the development of other anxiety disorders and depression not only in adolescence, but in adulthood as well. Studies have shown that children who are diagnosed with SAD are much more likely to have are much more likely to develop panic disorder, bipolar disorder, attention deficit hyperactivity disorder and several others later in life. Studies have also shown that children diagnosed with SAD have similar symptoms that occur among them. Primary symptoms include excessive worry about potential harm to self or major attachment figures, frequent nightmares about separation, physical ailments such as nausea, headaches, stomach pains, as well asShow MoreRelatedSeparation Anxiety : A Type Of An Attachment Disorder1232 Words   |  5 Pagesfrom some type of disorders. Separation anxiety is one of them. According to the www.attachment.org website, â€Å"this disorder is a type of an attachment disorder that is usually observed by young children, who feel they are getting lack of affection and attention from parents or their caregivers due to separa tion.† I believe that many people feel unsafe being alone and they are afraid to be alone. However, due to inescapable situation or technology or laziness they face separation, loneliness, and fearRead MoreAdolescents And Adolescent Multiethnic Populations : Challenges And Opportunities For Enhancing Knowledge And Practice1148 Words   |  5 PagesAnxiety in Children Cooley, M. R., Boyce, C. A. (2004). An introduction to assessing anxiety in child and adolescent multiethnic populations: Challenges and opportunities for enhancing knowledge and practice. Journal of Clinical Child Adolescent Psychology, 33(2), 210-215. doi:10.1207/s15374424jccp3302_1 This article is an introduction to the larger project titled â€Å"Assessing Anxiety in Child and Adolescent Multiethnic Populations†. Cooley and Boyce (2004) present an overview of anxiety symptomsRead MoreDepression in Childhood and Adolescence Essay748 Words   |  3 PagesDepression in Childhood and Adolescence Until recently depression in children and adolescents had not received a great deal of attention. Increasing interest can probably be traced to a number of influences. Promising developments in the treatment of mood disorders in adults have played a role. In addition the application of diagnostic criteria in children has greatly improved. In everyday usage the term depression refers to the experience of sadness, or dysphoria, is also a centralRead MoreLiterature Review : Social Anxiety Disorder1149 Words   |  5 PagesUNIVERSITY MELBOURNE Literature Review Social Anxiety Disorder in Adolescent Unit Title: Research Methods in Counselling Unit Code: APT 6006 Unit Teacher: Renzo Vittorino Student Name: Mirza Khushnood Ayub Student ID: s4530334 05/10/2015 â€Æ' This literature review is conducted to explore the social anxiety disorder, its Etiology, prevalence and finally putting focus on the need of a special treatment for adolescent with social anxiety disorder. Anxiety problems are the most common and widespreadRead MoreEmotional And Behavioral Disorders Among Children With A Military Parent1256 Words   |  6 Pagesâ€Å"He had a lot of separation anxiety. He’s a daddy’s boy, so he had a real hard time with it. His speech definitely regressed†¦Ã¢â‚¬  Stephanie Moody recalled as she reflected on her son, Stephen’s first experience with a military deployment. Stephen’s father, Sgt. 1st Class Joshua Moody, had been on a year-long deployment to Iraq when Stephen was only a toddler. Even now, after having endured four deployments, the fourth grader is still plagued with separation anxiety when his father leaves (Brooks JonesRead MoreAttention Deficit Hyperactivity Disorder ( Adhd )1734 Words   |  7 Pa gesissue amongst children and young adults. The physical health and the ability to perform at school, work and in society, highly depend on the mental health of an individual (Ollendick 2012). The Australian figures of a burden of the disease show that mental health problems occur in approximately 14% of young people aged 4–17 years, and 27 % in the 18–24-year-old age range. Most mental disorders, for example, attention deficit hyperactivity disorder(ADHD), anxiety disorder, mood disorder, psychotic disorderRead MoreEssay on Cognitive Behavioral Therapy1075 Words   |  5 Pages Cognitive behavioural therapy has been proven to be effective in the treatment of child and adolescent depression (Lewinsohn Clarke, 1999; Harrington et al, 1998, March et al, 2004). There is general agreement in the clinical literature that the techniques of cognitive behavioural approaches to therapy are likely to be effective in treating depression (Brewin, 1996; Beech, 2000). In the American Psychiatric Association’s Diagnostic Statistical Manual (APA, 2000) the symptoms of depressionRead MoreEssay on Cognitive-Behavior Therapy: Annotated Bibliography 1233 Words   |  5 Pagessuggest two rules of thumb to follow when disclosing information which include: (a) â€Å"Why do I want to say what I am about to say† and (b) â€Å"What will be the likely impact of the client† (p. 567). Watson, J.C., Gellar, S.M. (2005). The relation among the relationship conditions, working alliance, and outcome in both process-experiential and cognitive-behavioral psychotherapy. Psychotherapy Research 15(1-2), 25-33. The authors of this article wanted to examine the relationship conditions, outcomeRead MoreHispanic Youth And Anxiety Disorders2071 Words   |  9 Pages Hispanic Youth and Anxiety Disorders Currently, Hispanics/Latinos are the largest and fastest growing minority group in the United States (Varela, Niditch, Hensley-Maloney, Moore, Creveling, 2013). Approximately, 40% of the Hispanic population under the age of 18 (U.S. Department of Health and Human Services, 2002). In addition, anxiety disorders and phobias are among the most prevalent psychological disorders that affect youth and do not abate (Bernstein, BorchardtRead MoreDoes Major Depressive Disorder in Parents Predict Specific Fears and Phobias in Offspring? 1208 Words   |  5 Pageschose to analyze this research article which tries to answer if major depressive disorders in parents lead to specific fears and phobias in offspring, because I like psychology and I wanted an article that was related some way to this interest. Before this research two studies were conducted that reported an increased risk of phobias in offspring of parents with major depressive disorder (MDD) when compared to children of normal parents. These findings suggested a connection between phobias and depression

Insurance Organisation in Malaysia

Question: Describe about the Malaysian insurance company Etiqa Insurance and Takaful and the social, economic and ethical contribution undertaken by the company? Answer: Executive Summary This particular assignment is based on the Malaysian insurance company Etiqa Insurance and Takaful and the social, economic and ethical contribution undertaken by the company. A short introduction presents the contribution of the Malaysian Insurance companies on the local economy. A brief overview of the company background has been presented to familiarize about the company. Discussions regarding the contribution of the company towards the local economy, through social, economical and ethical manner have been presented along with detailed discussion about the process as to how this particular company generates employment for the local people. Benefits and issues of the initiatives taken by the Malaysian government along with support from the Malaysian Insurance regulatory authority and the effect of supply side policies have also been discussed. A detailed highlighting has been made on the process regarding how the company and the entire Insurance industry of Malaysia has the possibilities of improving contribution in financial, societal and ethical development along with generation of employment in the local economy in future. Introduction Insurance sector has grown to be one of the most efficient contributors to the financial sector of all the countries of the world. Presently, this particular sector has been contributing about 3.5% of the total Gross National Income and nearly 15% of GDP of the country consists of premiums amounting to about RM 28 billion at the last quarter of the financial year 2015. With passage of every year, the entire work force of the Insurance Sector has grown to be nearly 90,000. This particular assignment will highlight about the contribution made by the chosen insurance organization in the domestic economy, in the social, ethical and economic norms. The changes in the pattern of employment over the last five years, the benefits, and the issues that has risen despite the initiatives of the government and the supply side policies will be highlighted. The discussion will also depict the recommendations in order to bring improvements in the ethical, economic and social contribution of the company along with highlighting the process that will create employment opportunities in the up- coming years. Chosen organization The chosen organization for this assignment is one of Malaysias most renowned Life and General Insurance providers Etiqa Insurance and Takaful. The detailed discussion on this chosen organization will be presented in the following paragraphs. . Brief overview of the company This particular Insurance Company Etiqa and Takaful is the insurance and Takaful operations sector of the famous Malaysian Banking sector Maybank. This company was established in the year 2005 with the head office located at Dataran, Kuala Lumpur.The key offerings made by the company are General Insurance, Life Insurance along with family and general Takaful products to the customers effectively since its establishment. The company presently employs nearly 14, 000 insurance agents and operates through 30 branches and all dedicated branches of Maybank through the model of bancassurance. Considered as one of the top insurance companies of the country, if measured from the context of gross premiums written, it presently occupies the Malaysian market with nearly 47 % and 21% in General Insurance and Takaful shares respectively for the households of the country. At present, the Revenue of the company is around RM 3.36 billion with Total assets worth around RM 19 billion and equity worth around RM 3 billion. The two wings of Etiqa Insurance are Etiqa Insurance Berhad and Etiqa Takaful Berhad. This particular company has been marked as A/Stable Insurer of the country from the perspective of financial strengths as per the ratings provided by Fitch during June 2015. Takaful business is the operations system of reimbursement or any repayment made in case of loss incurred by the customers (insurers) including individual as well as corporate houses concerning hazards or funds that are compensated out of agreed contributions made by the Takaful operators. The product specification of the chosen company is presented in the diagram below: Figure 1: Products offered by Etiqa Insurance (Source :) Ethical, economic and social contribution of the company From the perspective of economic development, it can be stated that the organization has been playing a vital part in development of the economy by providing adequate financial support to the insurers. It is also undertaking the burden of payment for any unfavorable and potential risks to the insurers.After assessing the existing scenario of the Malaysian insurance sector, it has been revealed that the sector along with Etiqa is providing a strong support for the economic development by undertaking various responsibilities like: Expansion of business- Etiqa Insurance has been assisting the local business organizations as well as upcoming business corporations through provision of financial assistance, in case the insured company fails to operate in a satisfactory pattern. Even at the time of recruiting new employees in a company, the insurance company provides the option of compensating the employees in case of any accident during the term of employment. Obtaining finance- This insurance companies are also providing financial assistance to the individuals by providing finance for purchasing assets like house, motor vehicles as well as property. At the same time, the individuals or the insured persons are able to protect their assets from being damaged by any unfair incidents. Hence, financial assistance to people has been another significant contribution of the company towards economic development. Claim settlement- It have been observed that The Malaysian insurance sectors settles policy claim of about RM 150 175 billion every year, including general and other benefits in times of accidents and other hazardous incidents. These additional funding assists the insured in recovering the lost amount and thereby maintains their flow of life and work in future. Protection of intellectual property, covering damages from unanticipated loses or liabilities are another significant contribution towards economic development. The company further reinvests development funds- The premiums paid by the insured people and the companies in order to raise additional funds from the market. These particular investments are carried out for major development projects undertaken by government organizations or any other renowned public listed companies of the country. The company targets mainly commercial and retail investment funds and stocks, which enjoy growth in terms of prices. The insurance provider is also inclined towards purchasing debt securities from companies undertaking industrial projects or from companies investing in real investment projects. Tax payment and Business Management- The insurance companies pay annual taxes in return of pursuing business. These taxes are one of the major sources of fund for the government of the country to reinvest in projects that assist the government in funding programs that contribute towards assistance of people and undertake contributions in the development of education, defense and creates further scope for expansion of infrastructure in the country. Presently, this particular sector has been contributing about 3.5% of the total Gross National Income and nearly 15% of GDP of the country consists of premiums amounting nearly about RM 28 billion at the last quarter of the financial year 2015. Social contribution has been improving in Malaysia, through the contribution of the companies towards Social responsibilities by providing adequate financial security for the individuals, companies and the assets possessed by the individuals. Active participation in financial development and payment of taxes to the government are in the end is invested in the development of the society. Building infrastructures, enhancement of education system and effective implementation of poverty eradication programs have been significant contributions of the company. From the basis of individual commitment of the company, the wide customer base of Etiqa Insurance, the company has been securing the lives of the people in return for the premiums paid in favor of the company. At the same time, social contribution also counts for the company through effective participation in CSR activities by offering employment opportunities to youths and taking active participation in employment program generation . Ethical contribution has been the ultimate viewpoint or expectations made by every individual from any sort of service providers. Insurance companies all over the world have been accused of conducting business in an unethical manner, especially delaying or neglecting customer queries of settling the claims of insured people. However, Etiqa Insurance has been successfully maintaining its ethical business process by settling the claims of the insured person or their assets effectively and most importantly in a timely manner. The companys policy to have a clear and simple insurance policy is what the individuals prefer the most. Most importantly, the company takes initiative in providing proper facilities for those people availing medical insurance and covers their lives against all sorts of life threatening diseases. Hence, it can be said that this particular company has been successful in positively contributing towards social, economic development and also maintaining the ethical sta ndards of the business. Graph 1: Trends of Malaysian Insurance Sector (Source :) Analyzing changes in pattern of employment Like any other financial industry sector of an economy, the Insurance sector has been the most effective sector in terms of employment. With increasing demand in creating insurance policies among the individuals as well as the corporate houses, there has been a trend of increase in employment in the industry over the last five years. More people are interested to develop their career trend in the sector of health, property, and medical insurance field and are interested in developing their careers as reinsurers, insurers, brokers, agents and individual business development officers. From the reports published, the employment in the Insurance sector shows the prediction of growth at rate of 0.6% on annual basis. The domestic insurance companies and the international companies establishing their branches in Malaysia have been the provider of maximum employment. Etiqa Insurance has been contributing towards development of the workforce by providing adequate training programs for new employees to cope with the changing patterns of work. Detariffication in the Malaysian employment rate has created a competitive environment in the entire sector. Etiqa employs 14,000 general as well as life insurance agents in order to convey the message about the companys products (insurance policies and Takaful offerings) to the maximum people possible. As per the statistics provided by Fitch, the particular sector has all the possibilities to grow in the future. Hence, long term employment opportunities are available in the upcoming days. Career prospects in the sector of Life Insurance provides adequate opportunities for fulfilling their financial needs and learn the technical aspects of being groomed professionally. With attractive pay packages and common benefits provided by the employers, people are more attracted towards creating better career prospects in this particular sector. Therefore suitable candidates possessing positive attitude, independent, well integrated, flexible, multilingual and having the tenacity to develop himself or herself are more likely to be successful in this sector. Benefits and challenges arising from government initiatives and supply side policies The honorable Government of Malaysia has already initiated to take the responsibility of establishing Malaysia as the major center of Insurance and hence is in demand of highly skilled staffs in this sector. The Transformation program undertaken by the Government during the financial year (applicable for the next 10 years) highlights the fact that the people undertaking or planning to develop career in the Insurance sector can be assured about the security in the job. Candidates with more holistic education are more suitable to be selected for employment in the insurance sector. The Government associated by the Bank Negara Malaysia, the Insurance regulatory Authority of Malaysia has framed certain rules and regulations to ensure better functioning of the companies belonging to the sector. Graph 2: Supply- side Policies (Source :) From the side of the government initiatives, the possibilities of employment in this sector will be facilitated in the upcoming years because of two major reasons: - Firstly, the government initiatives have created better employment securities in the future, that are quite effective to ensure better participation of the people to work in this particular sector. The other reason being the possibilities of the work force to earn a better way of living with higher rate of salary along with other benefits and opportunities to develop their personalities. The benefits of supply side policies are: Increased productivity potential or availability of various types of policies to suit the needs of the individuals and corporate houses The government breaks down labor market rigidities, as the government has taken initiatives to remove restrictive practices and promotion of better employment opportunities in the employment market. At the same time, the employees working in insurance sector as well as in other sectors are provided with better protection Better human resource development programs are to ensure the scope of skills development of the staffs working in the company. The government has also encouraged local pay bargaining, reflecting the local conditions of the country and decreasing the rate of labor mobility. Higher rate of Government investments will influence Insurance companies to hire more employees and feel intensified to launch newer kinds of insurance policies for public offering The challenges of the government initiatives and supply- side policies are: Primarily, overcrowding in the Insurance sector is most likely to happen because with increasing number of job aspirants in the country, it would be quite difficult to manage the employment pressure in the upcoming years. Despite of having the prospects of a better future in this sector still there are no such schemes that indulges the employees to stay in the company, the rate of retention is lower in Malaysian insurance companies With increased rate of competition among the insurance providing companies of the country, unethical business processes might be undertaken and most importantly regarding non repayment of policy claims and settling medical and motor insurance claims. Despite of government initiatives, the effect of recession in the global economy as well as in the Malaysian economy, people of the country did not opt to make any sort of financial savings or insure their lives. Exceptions were for the asset holders, but as far as in late 2014, with gradual increase in car prices and decreasing pattern of sales, the general insurance market kept on declining Recommendations After conducting the entire study on the Malaysian Insurance sector and the recent trends of development of the sector in the upcoming years, it can be stated that despite the bright prospects of growth and certainty of development along with assurance of the government to bring improvements, there are still several areas that need improvement. Starting from the areas of contributing towards the society till making positive contribution towards economic development in provision of employment opportunities are to be improved. The areas and scope of development are stated as follows: Improvement in social, economic and ethical contribution From the societal point of view, there is still scope of improvement regarding making contributions towards the society. Primarily, the company needs to liberalize the policies of the companies, especially regarding understanding the terms and conditions of the policy matters for easing the process of trusting the companies. Policies should be framed wisely so that the insurance companies are intended towards providing sufficient financial benefits to the policy -holders. The company must undertake active CSR activities for conveying the message about their concern regarding the present condition of the people of the society and their internal development. The ethical way of conducting business must include: Ensuring confidentiality of the dealings between the company and the customers especially regarding the information about the clients financial status or any sort of hazardous habits possessed by the client. Even details about the clients business operations are to be kept secret from disclosure. The insurance companies must opt to provide better options regarding making return to the insurance holders and must evaluate the insured properties in the best possible manner As common people are financially supported by the company, it becomes the natural responsibility of the company to provide unbiased and appropriate valuation of the policies. Unfair advertising or marketing practices should not be conducted by the insurance companies, must not confuse common people regarding the actual meaning of the policy clause, and are not supposed to misrepresent any information or clause of policies. Ethical business dealing also includes offering products that are sanctioned by the Insurance regulatory corporations of the company Even if the company is operating through any agency or has appointed any individual for gathering policies or collection of premiums, it must be officially confirmed by the organization, so that no customer is cheated by any agent or company representative. Viewing the financial responsibilities of the companies, it is a well - known fact that insurance companies take financial responsibilities of the customers. Insuring the individuals and the companies are the major importance of the companies and the only mode to offer financial support. These companies can provide additional financial assistance to different welfare organizations like schools, colleges or human resource development institutes for better future development. These are generally in a part of investment that is made by the company in government or high profile private projects. Infrastructure development and provision of short - term financial assistance can be another remarkable form of providing financial support to the people of the country. Covering majority of people under Takaful scheme is another financial assistance that needs to be redeemed. Even natural disasters should be brought under financial coverage to ensure that the policy holders (especially the peop le with insured properties like houses, shops, etc) are able to recover some part of their invested money. Ways to create employment opportunities Recent trends have revealed that the rate of employment has been towards a higher rate in recent times. With joint initiatives of the government and the Insurance regulatory authority of Malaysia, the employment perspective of the industry has been on the higher rate. Some of the common ways of increasing the rate of employment are stated as follows: Generate training and development opportunities for the job aspirants starting from the grass root levels, most importantly when the candidates are pursuing college or university level study courses. Create separate workforce for separate insurance sectors that means the company can hire separate employees for all the departments of the organization, starting from health insurance, general insurance, medical insurance and other services More local people should be considered for employment in the organization so that the employment rate of the country develops significantly. Separate agency functions should be introduced in the company so that the source of income are distributed among the local residents of the country Arbitration experts, field officers, development officers are to be recruited separately, at the same time, part time employees for undertaking the responsibilities of business development are to be induced Even opportunities to be self - employed are to be provided by the company to ensure that women or financially backward people obtain financial assistance. This could be another form of self employment process Therefore, insurance agents, sales officer and business development officers are primarily the target positions that might be provided in plenty by the insurance company. Conclusion After carrying out the entire study, it is revealed that the Malaysian insurance company Etiqa Insurance Company has been making positive and regular contributions in the economical and societal aspects. Another important feature of the chosen company is providing basic employment opportunities to the people of the country. Most importantly, the company runs the business in the most ethical manner, and offers wider range of financial coverage in case of any financial emergency of the policy holders. After discussing about the benefits and challenges of the government initiatives regarding upliftment of the insurance sector and applicability of supply side policies for better employment generation, it is revealed that certain factors are still a matter of concern. Certain suggestions (recommendations) have been provided to the company regarding better generation of employment and providing better economic, social and ethical contribution towards the society. Reference List ebjan, U, P Tominc, "A Study of Relationship Between Quality of Insurance Services and Reputation of Insurance Companies". in IJAR, 4, 2011, 94-96. 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Yesenia Rodriguez Essays - Sex Crimes, Violence Against Men

Yesenia Rodriguez Prof. Silver Comp. II July 12, 2016 Children Trafficking Online In the twenty years, technology has grown enormously. Where information online is easy to be found and a person can go online to search information on someone. So, how many of your children are online? According to Abolishing Child Sex Trafficking on the Internet, eighty-one percent of your children are online, talking to their friends or someone on Facebook, Snapchat, Kik, Instagram, etc... It makes it easy for human traffickers to find children that are lonely, hopeless, or sad on different apps by checking their profiles. Parents believe that their child is safe online, not knowing that there is a sex trafficker online. Parents need to be aware of what is happening online. The child needs to be educated on how to be safe online. As a parent, I was not aware about what was happening with my child. Thinking that she was talking to her friends from school until her father went online to see exactly what she was doing. She was on three different apps that were connected to a third party and one was connected to backup.com. I did not know what backup.com was, until I educated myself. Backup.com is a website used to post jobs and sell goods, but underneath the well-intentioned surface, prostitution and human trafficking are taking place. I educated myself a little more about the different ways that a sex trafficker tries to lure a child. As a child in today's world, it is hard to grow-up because you have to keep a good image to be that popular teenager. Technology made it much difficult for teenagers to be safe, with sex trafficking and bullying. The way a sex trafficker targets a child is by seeing who is lonely for attention, needing to talk to someone about how they feel or following what their friends are doing. A sex trafficker makes a profile on the same apps as the child they want to lure in, so the child thinks they are talking to someone their age who is having the same problem at school or at home with their parents. Some sex traffickers have followed a child for years or months to gain their trusts, sometimes sex traffickers use a victim to talk to the future victims, because it make it much easier to lure the child in. a young girl named Hope was a victim of sex trafficking this is what she said. "It all started because I posted on a social medial site that I hated my mother. A woman messaged me back telling me that I could go stay with her, and we'd go partying. She showed up within the next forty-five minutes. I was gone. I could never be Hope again that; I was never going to be the same girl" (Huffingtonpost.com, 2016) A child hat is educated on how to keep safe or anyone that wants to hurt someone is safer. The way to keep your child safe from sex traffickers is to talk to them about sexual predators and explain about potential online dangers. Explain about the mentoring process and warn them about some of the tactics an online predator may use. Limit and monitor the amount of time your children spend on the Internet, and at what time of day . Then tell them to never download images from an unknown source , or upload sexually evocative images of themselves to the internet. Then tell them to trust you or teacher, etc. that if anything happens online that make them tell uncomfortable or frightened to tell. Choose a gender-neutral screen name. Make sure the name they choose does not contain sexually words or reveal personal information. Avoid putting your age, zip code or area code. Also avoid screen names that have school mascot or logo s on it . Never reveal personal information about yourself or about the family to anyone online do not fill out online personal profi les. Stop any e-mail communication, instant messaging conversation, or chats if someone starts to ask questions that are too personal or sexually suggestive. Never agree meet someone in person that they met online. With all my researcher, all